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  • Mandated Risk-Based Surplus
    1865 PANEL DISCUSSION 3. Liability margins. A primary question related to potential margins found in ... each and every state? What if the states did not care to go along with it? You take one state that has ...

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    • Authors: Michael Cowell, Dennis Lauzon, Frederick Yosua, Michael L Zurcher, Owen A. Reed
    • Date: Oct 1991
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Policy Loans and Equity
    Also, it causes policy loans to be used as a primary lending source rather than as a last resort. ... inconsistency. This causes policy loans to become a primary financing medium to be used constantly, rather ...

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    • Authors: David R Carpenter, Michael Cowell, L Blake Fewster, Robert H Jordan, Wilfred A Kraegel, Donald B Maier, John C Maynard, Arthur R McMurrich, David E Morrison, C Norman Peacor, Harry Ploss, James Reiskytl, Lewis P Roth, Claude Thau, Robert C Tookey, Charles L. Trowbridge, Henry S. Huntington
    • Date: Oct 1977
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance; Public Policy
  • Product Development in the Age of Risk-Based Capital
    allocatingtotal RBCby line is probebly not linear,and care should be taken in interpreting the results. 4 ... pricing, and it's not all that difficult to do. Care shouldbe taken in using a multipleof RBC as a surrogate ...

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    • Authors: Michael Cowell, A Hemphill, Robert W Omdal, Application Administrator, John Dawson
    • Date: Oct 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
  • Report of the Task Force on Mutual Life Insurance Company Conversion
    Interests and Expectations of Interested Parties The primary interest of the company is its long-term growth ... actuarial principles and the laws might place primary emphasis on the protection of the future expectations ...

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    • Authors: Michael H Berkowitz, Michael Cowell, John H Elken, Charles Greeley, Curtis E Huntington, Robin B Leckie, Robert D Lowden, Application Administrator, James Murphy, Henry Ramsey, Lewis P Roth, Robert Shapiro, Walter Shur, Edward J Slaby, James A Tilley, James L Wertheimer, Harry D. Garber, steve smith
    • Date: Oct 1987
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Financial Reporting & Accounting; Public Policy